Business Solutions


Next Day Funding


Keep your revenue flowing by funding your credit card sales the very next business day, even on Mondays. With a late daily batch cutoff time of 11 PM Eastern, we have you covered. And just because we offer one of the latest cut-off times in the industry, doesn’t mean you’ll receive your funds late the next day. Next Day Funding delivers funds into your account the next morning with an ACH deposit, not a memo post, so you have immediate access to your money. You can count on it.

Amex OptBlue


With Amex Optblue you can say goodbye to higher processing rates and slower deposit timeframes when your customers use American Express. Amex OptBlue offers rates similar to those of other card brands like Visa and MC, allowing you to accept more American Express without worrying about the cost. Plus, with OptBlue you will receive your American Express sales the very next day along with your other credit card sales, no longer waiting for days to get a deposit from American Express.

Contactless Payments


Gone are the days of your staff physically handling a customer’s credit card and inserting it into your payment device for approval. Stay ahead of the curve in processing technology by accepting contactless payments like ApplePay, GooglePay, and NFC enabled cards. With the recent pandemic experienced worldwide, contactless payments have become commonplace to reduce the amount of physical interaction at the point of sale. Also, with many biometric requirements of such devices as an iPhone to use these contactless payment methods, you can reduce the risk of fraudulent chargebacks. All processing devices are contactless enabled for easy implementation at your business.

Virtual Payments


Whether you operate a website selling your products and services, or you operate a business that does not have foot traffic, our payment gateway is the perfect fit for you. With just a few clicks you can easily process one time payments, recurring payments, have a Hosted Payment Page, send email or text invoices to your customers and even generate QR codes that can be used to accept payments. Ask about setting up a versatile payment gateway tool for your business.

Gift and Loyalty Cards


One of the most cost-effective ways to generate new business and keep your current customer base happy is to offer loyalty cards and gift cards. For business to thrive without spending too much, turn your customers into your greatest advertising tool. By offering loyalty cards and providing an opportunity for customers to purchase gift cards to give to friends, you’ll have a line out the door in no time.



True Cash Discount


A True Cash Discount is when a business offers a discount to customers who pay by cash, check or store-branded gift card, instead of with a credit or debit card.

Non-Cash Adjustment


With a Non-Cash Adjustment, the merchant’s list prices have a built-in cash discount incentive. Customers who pay with credit and signature debit cards do not receive the discount and will see a Non-Cash Adjustment on their receipt.



Surcharges are fees that are added to the cost of the purchase for the “privilege” of using a credit card. Business owners must follow additional steps to be in compliance with the card brands.

Convenience Fee


A convenience fee is a fee charged by a business for payments made through an alternative channel, rather than by cash, check, or ACH. Typical cases where convenience fees are charged include payments for mortgage payment, property taxes, utility payments and tuitions. The fee is typically a fixed amount or a percentage of the sale.